body {
 margin:20px;
 background:#f8eecb;
 color: #3b2816; 
 font-family: verdana;
 font-size: 11px;
 text-align:left;
 line-height: 20px;
 padding:0;
 }

.home-content {
 font-family: verdana;
 font-size: 11px;
 text-align:left;
 line-height: 15px;
 background: #e6ce8f;
 }
 
 .concept-content {
 font-family: verdana;
 font-size: 11px;
 text-align:justify;
 line-height: 13px;
 background: white;
 }


.footer {
 height:35px;
 background:#c9c47e;
 color: #422b18;
 margin:0;
 font-family: verdana;
 font-size: 11px;
 text-align: center;
}

.navbar {
 color: white;
 font-family: verdana;
 font-size: 11px;
 text-align: left;
 margin-left: 0px;
 padding-top: 10px;
}

.navbaron {
 color: #ffcc00;
 font-family: verdana;
  margin-left: 0px;
 font-size: 11px;
}

.phone {
 color: #e6ce8f;
 font-size: 11px;
 text-align: right;
 padding-right: 5px;
 padding-bottom: 10px;
}

.phoneblue {
 color: #34478a;
 font-size: 11px;
 text-align: right;
 padding-right: 14px;
 padding-bottom: 10px;
}


h1 {
 margin:0;
 color:#2a488a;
 font-size: 12px;
 }
 
a { color:#2a488a;
text-decoration: none;
}

.footerwh { color:#3b2816;
 font-family: verdana;
 font-size: 11px;
}